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InvestWealth.com
Systematic Research, Education & Mentoring

Invest in Assets and
Grow Wealth like the 1%

A systematic, rules-based investing process for entrepreneurs and employees with limited time — 15 minutes to 1 hour per week. Built on data, not opinions. No previous investing experience required.

Open free account → Get the free 10-step guide
InvestWealth Research Terminal - Free investing research: 30 markets, crash tests, 4% rule | Product Hunt
Free account, no credit cardBeginner-friendlyWorks with modest capital (>$10k)
Signals app for your phoneAll signals with push alerts · installs in two taps · Plus & PremiumSee how →
Research Terminal · S&P 500 (SPY) Strategy Alpha
CAGR
12.1%
B&H 10.8%
Sharpe
0.73
B&H 0.51
Max DD
-29.5%
B&H -55.2%
Drawdownfall from the previous high, daily lows

Charts end Jun 2026 — the last 3 months are not shown. Live in Plus →

Growth of 100, log scale. B&H = buy & hold. Backtested, hypothetical results — not a guarantee of future returns.

60-second tour

See what you get with a free account

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How it works

A professional process, simplified for people with real jobs.

Most private investors lose money not because they pick the wrong assets, but because they have no process: they buy late, panic in drawdowns and miss the recovery. We replace guesswork with three simple steps.

01 — UNDERSTAND

Know the market regime

Is the tide rising or falling? We track the Trend and Macro picture across equities, gold, oil and crypto so you know which environment you are investing in.

02 — FOLLOW A SYSTEM

Use tested, systematic strategies

Every market in the terminal shows its InvestWealth strategy against buy & hold: return, risk and worst loss side by side — so decisions come from evidence, not headlines.

03 — IMPLEMENT

15 minutes per week

Check the dashboard, act only when a Signal changes, and get on with your life. Designed for entrepreneurs and employees, not day traders.

Growth calculator

What would your money have become?

The same S&P 500, two ways to hold it: buy & hold, or the InvestWealth strategy that steps aside in downtrends. Choose a starting amount and a starting year — the curves are the Terminal's own backtest, including estimated trading costs.

InvestWealth strategy––
Buy & hold––
Difference––
First €1,000,000––

Backtested, hypothetical results of the InvestWealth S&P 500 strategy vs buying and holding the index (total return), including estimated trading costs; they do not reflect actual trading and do not guarantee future results. Lump sum, no further contributions, before taxes. Free view: the most recent months are shown with a 3-month delay. Live performance is tracked from 16 Oct 2026 in the Research Terminal.

Free Research Terminal

See how a disciplined strategy compares with simply holding.

Six core markets are free with an account. Every tile compares our proprietary Strategy Alpha with buy & hold (B&H) — CAGR, Sharpe ratio and maximum drawdown (Max DD). Each tile shows Strategy Alpha / B&H.

S&P 500Free
Equities · since 1993
CAGR12.1% / 10.8%
Sharpe0.73 / 0.51
Max DD-29.5% / -55.2%
Nasdaq-100Free
Equities · since 1999
CAGR15.1% / 10.7%
Sharpe0.74 / 0.44
Max DD-33.2% / -83.0%
GoldFree
Precious Metals · since 2004
CAGR11.3% / 10.3%
Sharpe0.66 / 0.53
Max DD-27.5% / -45.6%
BitcoinFree
Crypto · since 2017
CAGR54.0% / 38.0%
Sharpe1.11 / 0.78
Max DD-59.7% / -83.2%
Crude OilFree
Commodities · since 2007
CAGR13.0% / 1.4%
Sharpe0.63 / 0.15
Max DD-31.2% / -90.2%
NvidiaFree
Equities · since 1999
CAGR39.4% / 36.6%
Sharpe0.96 / 0.79
Max DD-66.0% / -89.7%

+24 more markets in Plus — Ethereum, Treasuries, Silver, Microsoft, Apple, Semiconductors, Emerging Markets and more, with live signals.

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InvestWealth Signals app · Plus & Premium
iPhone, Android, desktop · how it works

Your signals in your pocket.

All 30 strategies on your phone: who is invested, the position size and what changed today, with a notification the moment a signal or size changes. No app store, no extra password: add it to your home screen in two taps.

  • Push notification at each month-end and on applicable days when a position size changes
  • Market-On-Close (MOC) alert 15 minutes before the New York close: final, no revisions after the close
  • Live prices, daily change, market regime and open / closed status for New York, crypto and EU exchanges
  • EU investors: the matching UCITS ticker and exchange for every market
Get the app with Plus →

Included in Plus and Premium. Works on iPhone, Android and desktop browsers. How the app works →

Pricing

Systematic investing strategies — for every level.

Start free. Upgrade when the data proves its value.

Start here

Free

6 strategies

Systematic strategies for six major markets — see how rules-based investing compares with buy & hold.

€0 forever
No credit card required
Open free account
Most popular

Plus

30 strategies · live

Live systematic strategy signals for all 30 markets, plus every analytics tab and the Monthly Research Report.

€174 €290 / year
equals €15 per month, billed yearly
See what's included
Best value

Premium

30 + portfolios

All 30 live strategies, seven systematic strategy portfolios with monthly allocations, every research brief — plus the new video course when it launches.

€474 €790 / year
equals €40 per month, billed yearly
See what's included
15+ yrs
Investing across asset classes
150+
Private equity investments analysed and made
MBA
Mannheim Business School (#1 in Germany)
Dr.-Ing.
Karlsruhe Institute of Technology, with distinction
Your mentor

From Main Street, not Wall Street.

Dr. Harry Hamann, MBA, is a German-born private investor living in Cyprus. He manages his own capital and helps other investors build a process that works.

  • Over 90% of his net worth comes from personal investing profits
  • Main expertise: public equities and crypto assets (liquid markets)
  • Former engineer and project manager in the German automotive industry — 7 patents
Read the full story
Dr. Harry Hamann, MBA
Free Resources

Start learning today — free.

Guides, a masterclass and reports that explain how professionals think about markets, in plain language.

PDF guide How To Start Investing in 10 Steps

How To Start Investing in 10 Steps

Specifically designed for Entrepreneurs and Employees who have limited time. A rules-based process with real market data — 15 minutes to 1 hour per week.

PDF guide · 11 pages · Free →
Video Free Masterclass: How to Find Winning Investments

Free Masterclass: How to Find Winning Investments

Learn the top-down relative-strength method to analyze and select winning equities and crypto assets in any market environment — 3-minute video plus PDF workbook.

Video + PDF · Free →
Report How to Invest in Mega-Trends

How to Invest in Mega-Trends

AI, semiconductors, cybersecurity, energy and Bitcoin: how can you participate in these trends — and avoid buying the hype at the top? Find out in the report.

PDF report · 6 pages · Free →
White paper White Paper: When Bonds Stop Hedging

White Paper: When Bonds Stop Hedging

Bonds rose when stocks fell for 20 years. Over the last 150 years that was the exception. New research on the stock–bond correlation, what protected portfolios in 12 sell-offs, an honest test of a simple switch rule, and the Hedge Health indicator. 23 pages, 17 exhibits.

White paper · 23 pages · Free →
Quarterly The Market Report Q4 2026

The Market Report Q4 2026

Trend, momentum and drawdowns across 30 markets — equities, bonds, commodities, currencies and crypto — plus the research highlights of the quarter. Data as of 30 September 2026.

PDF report · 7 pages · Free →
In-depth guides

The questions every investor asks, answered with data.

Long-form guides with live charts from 30 markets: how portfolios behave in crashes, what protects them, and how to measure risk properly.

The 60/40 portfolio: history, returns and when it breaksWhat a 60/40 portfolio is, its historical returns and worst years, why it failed in 2022, and how to tell when stocks and bonds stop protec…How to protect your portfolio from a stock market crashSeven ways to protect a portfolio from a stock market crash — what worked in the 12 big sell-offs since 1955, what failed, and how to prepa…Max drawdown explained: the risk number that matters mostWhat max drawdown means, how to calculate it, the S&P 500's biggest drawdowns and recovery times, and why it is a better measure of risk th…What is a good Sharpe ratio? Meaning, formula and benchmarksThe Sharpe ratio explained: the formula, how to interpret it, what counts as a good Sharpe ratio, the Sharpe ratio of the S&P 500 and 30 ot…Gold vs bonds: which protects a portfolio better in a crash?Gold vs bonds as a portfolio hedge: how each did in every big sell-off since 2007 and over 150 years, what each costs you, and why holding …Does market timing work? What the data saysDoes market timing work? The cost of missing the best months, why forecasts fail, our own honest timing test, and the difference between ti…S&P 500 historical returns: by year, on average, and over the last 10, 20 and 30 yearsS&P 500 historical returns with dividends: every calendar year since 1994, the average return over the last 5, 10, 20 and 30 years, the bes…QQQ vs SPY: Nasdaq-100 vs S&P 500 returns, risk and worst fallsQQQ vs SPY compared: average returns over 1 to 25 years, every calendar year since 2000, the worst falls, volatility, fees, and why the sta…Trend following: how the strategy works, the evidence, and where it failsWhat a trend following strategy is, why trends exist, a century of evidence, how it behaved in crashes, its weak spots, and how trend follo…

Compound interest calculator →Investment calculator with dividend reinvestment →Safe withdrawal rate calculator →Portfolio Crash Test →All guides →

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FAQ
Is this investment advice?

No. InvestWealth.com provides education and general, non-personalised research. We show how rules-based strategies would have behaved historically so you can make your own informed decisions.

Why are plans billed yearly?

Good investing works over years, not weeks. Annual plans keep the price low and match the time frame our research is designed for.

Do I need experience or a lot of capital?

No. Every term has a plain-language explanation — hover over (or tap) any underlined word. The process works with modest capital.

How is "Strategy Alpha" calculated?

It is our proprietary trend-following model. We publish its results transparently — return, risk and worst loss versus buy & hold — but not the exact rules.

Stop guessing. Start investing with a process.

Open your free account and get the Research Terminal, the beginner glossary and all free guides in one place.

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